The Affordable Care Act’s (ACA) health insurance marketplace has reopened until May 15, 2021.

So…. What does this mean?

Typically, the government only allows individuals to enroll between Nov. 1 and Dec. 15.

However, to help those uninsured during the pandemic, President Biden has introduced a special enrollment period (SEP).

Q: Do I have to re-enroll in health insurance if I am satisfied with my current plan?

A: No. You will be allowed to make a change but will not have to.

Q: Will I have to prove a major life change to justify enrollment/reenrollment?

A: No. Anyone can sign-up, regardless of your current situation.

Q: I already have health insurance for this year, but I want to make changes to my current plan. Can I do this?

A: Yes. You can make changes to your current plan, which is typically not allowed. You will even be able to switch between plans or change insurance companies during the SEP.

Q: Which tax year will this apply to?

A: The coverage will be for the tax year 2021.

Q: If I enroll in a health insurance plan during the SEP, when does it take affect?

A: The effective date will be on the first of the following month, and the insurance coverage will last until Dec. 31, 2021. If you enroll in a plan on Feb. 27, the effective date will be March 1. If you enroll on April 14, your plan will begin on May 1.

Q: I’m not sure how to do this. What is the first step that I should take?

A: Don’t worry. The Insurance Source will make the process easier for you. Visiting our website,, is an important first step because you can compare plans side-by-side, view your options and get a free quote before even calling us.

Q: Will I have to pay for this appointment?

A: No. There is no charge for this appointment.

We offer virtual appointments, and in-person office visits where masks are available.

Our goal is simple and straightforward – “We make health insurance easier.” ®